The UNS SACCO is our Savings and Credit Co-operative Society. Its legal framework is set up under the Co-operative Societies Act, the Co-operative Societies Regulations and the Bylaws. It is owned, governed and managed by its members who have a mutual bond as members of the United Nations Staff Sacco (UNS SACCO).The SACCO started in November 2009 to address the challenges faced by the UN staff in accessing affordable and manageable credit facilities.